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Mopeds and Scooters Now Require Tags, Insurance


Posted by Judith Sterling
Pax II


Image courtesy of lord enfield

A new Maryland law became effective Oct. 1 that requires moped and motor scooter owners and operators to buy liability insurance.

Moped and motor scooter owners must get and maintain liability insurance and uninsured motorists insurance coverage. Maryland law requires policy limits of $30,000 for bodily injury per person, $60,000 bodily injury per accident and $15,000 for property damage for both liability and uninsured motorists coverage. In addition, operators must carry evidence of insurance when operating the vehicle.

All mopeds and motor scooters must be titled through the Motor Vehicle Administration (MVA) and the MVA-issued decal must be displayed on the vehicle at all times.

Also, moped and motor scooter operators must wear MVA-approved helmets, and if the moped and motor scooter does not have a windscreen, wear protective eyewear approved by the MVA.

Insurance companies that offer motorcycle coverage also cover mopeds and motor scooters, according to the Maryland Insurance Administration.

Use of mopeds and motor scooters has increased as commuters seek new ways to avoid paying higher fuel costs for their vehicles.

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